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What is a Short Sale?

A short sale in real estate occurs when the outstanding loans and liens against a property are greater than the proceeds from the sale of the home, after all closing costs are paid. Basically, you owe more than the home is worth today. This occurs only when a home owner meets the qualifications, and the home owner's lender agrees to allow a short sale. In the event of a short sale in Central Florida, a lender can release you FREE AND CLEAR from your mortgages and fully forgive you of any deficiency! In fact, the new HAFA program offers $3,000 BACK for relocation expenses, and some lenders are offering up to $5,000 as an incentive for homeowners to do a short sale in Central Florida.

Do I meet the qualifications for a Short Sale?

  • Are you in a financial hardship of any kind? Relocation, divorce, loss of income or job, major repairs needed without resources to make them, increased bills or increased living expenses?
  • Are you behind on your mortgage, or facing default or foreclosure?
  • Can’t get your home sold in a regular sale due the large mortgage balance that is more than the value of your house?
  • Has your mortgage payment depleted all of your savings (if you have one)?
  • Are you in any situation where you have to get your home sold?

Short Sale Expert, Short Sale Specialist or Short Sale Master?

Today any Realtor can take a two day class or an on line course and become a so called Short Sale Expert, Short Sale Specialist, Certified Short Sale Agent and one of many other titles. But very few across the country can call themselves a true Short Sale Master like That Short Sale Guy and Team Short Sale. The short sale process is highly specialized, and it is very important to have a team of Realtors who are experienced in working them. Making the wrong choice could cost you in the future.

Our services are entirely at no out of pocket cost to home owners. Please note that we are NOT Real Estate investors like other companies. We are licensed Realtors in the state of Florida whose only goal is to do what is right for our clients, and to get that Evil Bank Monkey removed from the backs of our troubled homeowners. We do have a Foreclosure Defense Attorney on every file and as one of our clients you will get a Free consultation to go over your situation.

That Short Sale Guy and Team Short Sale will:

  • Discuss your situation and the short sale process in detail, explaining all of your options with you. A short sale is NOT always the best option in every case.
  • Provide you with the required forms and documentation from your lender in order for them to process the short sale of your home.
  • Answer any of your questions you may have throughout the entire process.
  • Connect you with our local CPA and Foreclosure defense expert to pre-screen your personal situation.
  • We will market your property to show the bank true market value.
  • We work directly with your lenders to facilitate the short sale, and present all required documentation and to assemble a solid short sale package that gets the banks attention.

The Best part is that 9 out of 10 times your lender will pay all fees! Through our experience handling distressed properties at Coldwell Banker Ackley Realty, we've found that homeowners today have more questions than answers about their circumstances. That Short Sale Guy and Team Short Sale are here to help you understand the possible solutions to avoid foreclosure, as well as provide a detailed explanation of short sales in the Central Florida Region, which may be the best course of action for some homeowners. Contact That Short Sale Guy and Team Short Sale for a FREE, confidential, no obligation consultation today! Time is not a luxury you have.